Time to stop the Israeli white colonialist land theft - FTFY.

Ju$tice.

Trauma my ass.

Literally only a handful of people alive today in Israel experienced the Holocaust and most aren’t even descendents Western European Jews: their parents and grandparents came from Russia (especially people from the Settler Movement).

Nah, this is the same kind of thieving and murdering white colonialism as in the US back when their were genociding the Native Tribes, Appartheid South Africa and the worst of the White occupiers in Africa (such as Belgium in Congo) - as can be seen by the way the Zionists treat Ethiopian Jews - which just happens to be associated with an unusual overwhelmingly white religion other than the usual overwhelmingly White religion.

These people have the same kind of “Western Values” as early XX century Germany.

The real anti-antisemitism is the genociders who are mass murdering children because of their ethnicity claiming that their actions represent all Jews and hence criticizing them is anti-semitic.

Even in their use of “If you criticize what you do you’re criticizing our race” arguments the Zionists are the closest to Nazis there is in the present day.

Spain will side with them.

Also the biggest losers in a tit-for-tat “veto war” would be Germany as the EU is still mainly a Mercantilist organization and they’re the ones who gain the most from it.

In this the Republic Of Ireland is a shinny example of Humanitarianism and shames most of the rest of Europe (I know I’m ashamed of the government of my own country).

Unlike the Republic Of Ireland not that many European countries will be able to say in the Future when people talk about the XXI century version of the Nazis that they were on the right side of History.

Meanwhile the NYC Police will be opening an emergency phone line exclusive for CEOs who feel threatened or harassed.

That’s definitely going to convince people in general that the Police “works for the community” and that they should “trust the Police”.

But people do stop believing money has value, or more specifically, their trust in the value of money can go down - you all over the History in plenty of places that people’s trust in the value of money can break down.

As somebody pointed out, if one person has all the money and nobody else has money, money has no value, so it’s logical to expect that between were we are now and that imaginary extreme point there will be a balance in the distribution of wealth were most people do lose trust in the value of money and the “wealth” anchored on merelly that value stops being deemed wealth.

(That said, the wealthy generally move their wealth into property - as the saying goes “Buy Land: they ain’t making any more of it” - but even that is backed by people’s belief and society’s enforcement of property laws and the mega-wealthy wouldn’t be so if they had to actually protect themselves their “rights” on all that they own: the limits to wealth, when anchored down to concrete physical things that the “owners” have to defend are far far lower that the current limits on wealth based on nation-backed tokens of value and ownership)

And further on point 2, the limit would determined by all that people can produce as well as, on the minus side, the costs of keeping those people alive and producing.

As it so happens, people will produce more under better conditions, so spending the least amount possible keeping those people alive doesn’t yield maximum profit - there is a sweet spot somewhere in the curve were the people’s productivity minus the costs of keeping them productive is at a peak - i.e. profit is maximum - and that’s not at the point were the people producing things are merelly surviving.

Capitalism really is just a way of the elites trying to get society to that sweet spot of that curve - under Capitalism people are more productive than in overtly autocratic systems (or even further, outright slavery) were less is spent on people, they get less education and they have less freedom to (from the point of view of the elites) waste their time doing what they want rather than produce, and because people in a Capitalist society live a bit better, are a bit less unhappy and have something to lose unlike in the outright autocratic systems, they produce more for the elites and there is less risk of rebelions so it all adds up to more profit for the elites.

As you might have noticed by now, optimizing for the sweet spot of “productivity minus costs with the riff-raff” isn’t the same as optimizing for the greatest good for the greatest number (the basic principle of the Left) since most people by a huge margin are the “riff-raff”, not the elites.

Zionism is as much “Jews” as Nazism was blue-eyed blonde people: they’re both very similar ethno-Fascist extremely-racist ideologies which glue themselves to an ethnic group claiming to represent them even while plenty of members of that ethnic group very overtly say “They do not represent me”.

Never believe Fascists when they claim to represent a nation (in the case of the traditional Fascists) or a race (in the case of the ethno-Fascists). In fact, the more general rules is “Never believe Fascists”.

Studies have shown that something as simple as being tall makes people be more likely to be looked towards as leaders.

Whilst that is indeed true for the population in general, politicians are a bunch of people self-selected on being the kind who wants power.

That kind of personality is generally less trustworthy (and more on the sociopath side of the spectrum) than the general population.

There’s actually a study published ages ago in the Harvard Business review about corporate CEOs (so, not politicians but in many ways similar) which found that the ones who got the job not because they sought it but because of other reasons (for example, the CEO died and they were the next in line) actually performed better (as measured by the performance of the companies they led compared to the rest of their industry) than CEOs who had sought that position and, even more interestingly, the most self-celebrating showoff CEOs were the worst performing of all (from my own participation with politics I would say those would be the closest in personality to top politicians).

Further, there are various pretty old sayings (back from the time of the Ancient Greeks and the Romans) about the best person to get a leadership position being the one who doesn’t want a leadership position.

So I would say that most politicians in parties with higher chances of getting power (so, in most countries, the two largest parties) are crooked (not specifically corruption - such as getting money to pass certain laws of using certain companies for government contracts - but more generally using power, privileged information, influence and connections to benefit themselves even to the detriment of those who voted for them: a good example of crookedness but not corruption is how some US Congressmen use insider information they get in some Congressional Committees to profit in stock market trading).

Here’s some “” that fell off your post.

I think they were hanging around the word civilized.

Well, I haven’t really made any large wire transfers to accounts outside the EU from that bank in over a decade so can’t really confirm or deny.

I do know that in past experience with banks in general, the people checking the validity of suspicious transations (and large transfers to accounts outside the EU tend to fall into that classification given the prevalence of online scams from countries were the Law is a bit of a joke) will actually call you, or at least they did in the UK some years ago (pre-Brexit) which was the last time I had experience with something like that.

(At one point I also worked in a company that made Fraud Detection software).

Maybe they switched to SMS to save money, I don’t know.

Ah, I see.

Your point is that the use of a secondary channel for a One Time Pass is still an insecure method versus the use of a time-based one time password (for example as generated in a mobile phone app or, even more secure, a dedicated device). Well, I did point out all the way back in my first post that SMS over GSM is insecure and SMS over GSM seems to be the secondary channel that all banks out there chose for their 2FA implementation.

So yeah, I agree with that.

Still, as I pointed out, challenge-response with smartchip signature is even safer (way harder to derive the key and the process can actually require the user to input elements that get added to the input challenge, such as the amount being paid on a transfer, so that the smartchip signs the whole thing and it all gets validated on the other side, which you can’t do with TOTP). Also as I said, from my experience with my bank in The Netherlands, a bank using that system doesn’t require 2FA, so clearly there is a bit more to the Revised Payment Systems Directive than a blanked requirement for dynamic linking.

It think you’re confusing security (in terms of how easy it is to impersonate you to access your bank account) with privacy and the level of requirements on the user that go with it - the impact on banking security of the bank having your phone number is basically zero since generally lots individuals and companies who are far less security conscious than banks have that number.

That said, I think you make a good point (people shouldn’t need a mobile phone to be able to use online banking and even if they do have one, they shouldn’t need to provide it to the bank) and I agree with that point, though it’s parallel to the point I’m making rather than going against it.

I certainly don’t see how that collides with the last paragraph of my original post which is about how the original thread poster has problems working with banks which “require a separate device that looks like a calculator to use online banking” which is an element of the most secure method of all (which I described in my original post) and is not at all 2FA but something altogether different and hence does not require providing a person’s phone to the bank. I mean, some banks might put 2FA on top of that challenge-response card authentication methods, but they’re not required to do so in Europe (I know, because one of the banks in Europe with which I have an account uses that method and has no 2FA, whilst a different one has 2FA instead of that method) - as far as I know (not sure, though) banks in Europe are only forced to use 2FA if all they had before that for “security” was something even worse such as username + password authentication, because without those regulations plenty of banks would still be using said even worse method (certainly that was the case with my second bank, who back in the late 2010s still used ridiculously insecure online authentication and only started using 2FA because they were forced to)

Making money from merely owning things that others need and have to pay you to use as they can’t get them otherwise (because you and people like you took them first) - something know in Economics as rent seeking, though it doesn’t apply only to housing - is pure parasitism because that person is producing no value whatsoever, merely extorting money from others because they removed free access to a resource from them.

I literally said 2FA over SMS is not secure because of weaknesses in the GSM protocol.

It’s still more secure than username + password alone, but that’s it.

Whilst I would be wary of saying AirBnB is the main cause (more likely it’s a big one but not the only one), keep in mind that when realestate prices go up in major cities, that pushes out people who go to cheaper places, pushing prices up in those places which in turn might push some out from those places and into even cheaper places.

So housing bubbles centered in main cities do naturally spread out from there to places were the original causes of the bubble are not present.

Those little boxes are just a bit of hardware to let the smartchip on the smartcard do what’s called challenge-response authentication (in simple terms: get big long number, encode it with the key inside the smartchip, send encoded number out).

(Note that there are variants of the process were things like the amount of a transfer is added by the user to the input “big long number”).

That mechanism is the safest authentication method of all because the authentication key inside the smartchip in the bank card never leaves it and even the user PIN never gets provided to anything but that smartchip.

That means it can’t be eavesdropped over the network, nor can it be captured in the user’s PC (for example by a keylogger), so even people who execute files received on their e-mails or install any random software from the Internet on their PCs are safe from having their bank account authentication data captured by an attacker.

The far more common two-way-authentication edit: two-channel-authentication, aka two-factor-autentication (log in with a password, then get a number via SMS and enter it on the website to finalize authentication), whilst more secure that just username+password isn’t anywhere as safe as the method described above since GSM has security weaknesses and there are ways to redirected SMS messages to other devices.

(Source: amongst other things I worked in Smart Card Issuance software some years ago).

It’s funny that the original poster of this thread actually refuses to work with some banks because of them having the best and most secure bank access authentication in the industry, as it’s slightly inconvenient. Just another example of how, as it’s said in that domain, “users are the weakest link in IT Security”.