Uprise42

You can file bankruptcy independently. It’s a bit more complicated but possible.

I just went through it and honestly, I’m so relieved. It’s not something you want to go through, but sometimes people fuck up and can’t unfuck their finances. It helped me and my wife unfuck our finances. We declared bankruptcy in March and were debt free by May. We now own a house and are actually able to live our lives how we want. Our daughter turned a year and we decided to throw her a massive bday. We put 2 grand into her party. Something we couldn’t have done with our debt. We’re going to a couple USL playoff games this season as well.

On top of that we got new flooring in our house, something we desperately needed. We just had a new furnace installed. I have a quote coming for replacing our stairs that are falling apart. The loans are a pain to get but it’s doable and we’re paying them off before the interest gets too bad. Again, something we wouldn’t be able to do in debt.

Bankruptcy shouldn’t be something anyone wants to do, but also don’t be afraid of it.

To protect us from scams they made it easier than ever to set up a scam!

Just plug your victims photo into this website and get every other photo they’ve ever posted!

Maybe it’s your country’s version, but my 2018 leaf had 150 miles brand new which equates to 241 km. My Niro EV gets close to 250 miles which is closer to 400 km

I would not recommend a leaf. I had a ton of fun with that car, and it was a great intro to EV car. But it’s short range and the fact that it’s a discontinued model are a turn off for me though. If you like Nissan the Ariya is a good choice I hear though

That and it performs better. I have a ‘22 Niro and the stock interface was laggy when it was new. Swipes would take seconds to register. But I pull up CarPlay and it just works. You’re splitting your attention while driving. While that’s already bad, having a slow UI makes you split attention longer and increases frustration which is also a bad thing to do behind the wheel.

Stealing a car is closer to running from police though. Usually a car is stolen to get away from another crime, not just “I want this car really badly”. Most criminals steal cars and ditch them within a couple hours. Police chasing is whats making them speed and act dangerously. No police chase means no speeding in 90% of cases because they want to be inconspicuous.

Every form of production will have defects. The goal of perfecting production is one to be sought, but never achieved. We should always try to make food production more efficient with less loss, but there will always be loss, and always be waste.

Even new means of production like lab grown beef can have waste and loss in batches that don’t “grow” properly because they didn’t mix hormones correctly or whatever. I actually don’t know how the science behind that works, but I do know it’s a process. And where there’s a process there’s room for error. That’s where we get loss from.

We’ll never make something fool proof. Perhaps lab grown meats will be the most efficient form of product in that they have the lowest loss and production can be tweaked fairly quickly so there’s not a lot of loss and ramped up for shipments to areas with food shortages. Honestly, lab grown in my opinion has the best chances of being a major breakthrough but it’s still too early to be sure.

He did it because teenage girls wouldn’t send him nudes… disgusting

Stars can appear red or blue depending on the direction they are traveling. It has to do with the frequency of light they put out. As they move away the frequency gets lower, which we interpret as red. As they get closer the frequency gets faster which we interpret as blue.

I am not an astronomer or even a casual stargazer. I took a single class in Astronomy in college and this was a neat fact I picked up. I remember next to nothing else from the class other than the fact that you can fit every planet between the earth and moon.

Not necessarily. You can get an ID from the DMV that doesn’t grant you a drivers license, but the drivers license servers exactly the same purpose and allows you to drive, something 90% of the population want. So drivers license obviously is extremely more popular but you can get a plastic ID card similar to it from the DMV.

https://www.dmv.pa.gov/REALID/Pages/REAL-ID-Images.aspx

Except you can’t. People can deactivate this for each contact in their address book really easily. You can even create your own for each person and have that override theirs on your own phone.

This guy spams his stupid site and they always have garbage like that in them. I would ignore anything posted by this moron

Just bought one recently. We walked in and the guy immediately started showing us ones for as low as $200. I asked what the difference was between those and the display models and he started showing us some of the floor models. We really didn’t feel much difference between any of them. The ones leaning up were absolutely not worth it and uncomfortable but we went with a $1k hybrid because it felt the same as a $5k premium Stearns and Foster. We got a Sleepy with a medium stiffness. It’s a combination of memory foam and springs. It helped my back pain and I got the best night sleep in years the day we got it.

I’m not completely sold. I’m going to do some math, but full disclaimer, I am using national averages and recommendations so mileage will vary.

That being said, $20k/ year comes down to roughly $9.62/hr to send our kids to daycare.

So let’s figure out an estimate of what it should cost. First we need the salaries of the employees. Average wage for daycare staff in the US is $11.26/hr. Now we need to find how much each kid pays to their wage. Recommended staffing levels say a maximum of 6 kids per adult. Every daycare I know is understaffed so we’re being generous with 6:1. So $11.26/hr divided by 6 children is $1.88 per child per hour.

Now there are other expenses. So on average your employees wages are 15-30% of your revenue. Note, there was no guideline for childcare, this is a general business guideline.

So we have a range. That $1.88 needs to be 15-30% of what that child costs to send. $1.88 divided by 0.15 is $12.53 and $1.88 divided by 0.3 is $6.26.

Now, I live in a really awful place with a lot of corruption. I don’t have much faith in much of the national averages. In fact during my research the national average cost is only $14k but the $20k is an actual value of what me and my wife pay at one of the cheapest daycares in the area. It’s also a poor city. Most of the people I know make under $10/hr. Many make minimum wage which is currently only $7.25/hr. I’d wager more heavily on the $8-$8.50 range for employees which makes our final cost range $4.40 to $9.50 which means best case we are still paying slightly over what we should expect.

Maybe I’m being overly pessimistic since my city constantly ranks as one of the worst places to live in the country but I think childcare is just another division run by a bunch of for profit companies trying to squeeze everything they can and screw over as many people as possible.

It’s too fucking expensive to be reasonable. $20k a year for fucking childcare. That’s almost $10/hr wage. Tons of jobs around here don’t even make that much. Realistically you need to make even more because there’s taxes coming out of the $10/hr. Anything less and you’re better off just not working at all. Then you need to calculate your bills. If you need to pay rent, utilities, gas, car payment, etc you need to be making $25-$30/hr to get by. Realistically a single mother isn’t making it on her own and it’s disgusting.

Not to mention that $20k doesn’t get you jack shit. We still need to supply food, diapers, drinks, and even a fucking pack and play for her to nap in as well as a fucking high chair. All that $20k gets you is a couple people sitting in a room with 20 other kids letting them all do their own thing.

Fuck childcare

I’d pay for social media. But not from any of the current giants.

These websites cost a lot to run. They make that money via ads and selling your info. If a new social media came along with a month subscription, no ads, and protected my data then I’d be fine with it. I don’t trust Twitter to do that though. I’d see them collecting the monthly fee, still giving me ads and still selling my data.

Kbin isn’t federating them is what I meant. Sorry

Downvotes don’t federate currently. I think it’s a work in progress though

This is complicated.

In one hand, law enforcement has to break the law at times to enforce it. A cop will need to speed to pull over another speeder. There needs to be barriers. There needs to be lines even law enforcement cannot cross. But sometimes law enforcement needs to break the law.

In this case, what if they’re impersonating a child to catch a predator? What if they’re undercover and need a fake account to pass as legit. There’s acceptable cases for fake profiles too.

Again, there needs to be boundaries and limits. But some is acceptable.

Also, who’s getting prosecuted for having a fake account? I think as long as your not scamming people your fine and not going to get in trouble with the feds.

We’re talking seconds of difference, a minute at most. Who cares? Put your phone down during the game and watch the actual fucking game and it won’t matter. Don’t worry about who’s tweeting the last play. Just watch the damn game.

Hell, I record the games I want to watch and start them an hour late so I can fast forward through commercials and still end the game close to the normal time. So most of the game I don’t watch anyways.

That all being said, fuck YouTube and the Sunday ticket bullshit. Too damn expensive.