I’m sure it’s your total concern for AInlanguage models and not totally some contrived argument you can use to never be in the wrong. Too short and it’s not detailed enough and lazy.
Too long because someone takes the time to add context and it’s now chatgpt yadda yadda.
You should go back to Reddit with that juvenile logic.
Only debt we have a mortgage we owe 226k on. Cars are owned outright and were paid off early. Student loans we paid off early. We generally live below our means. CC’s are used for general purchasing and paid off in full each month. They are basically a stop-gap for fraud protection.