Italian here (Veneto) How do you say it in your dialect? The ball bearing one. I really can’t translate it myself into something that could make sense to me.

This. I remember that one video by LTT where he tried searching for a flight and he got a way higher price on the standard browser compared to the one with no personal accounts/cookies.

If I use search engines, be it to find opinions on a topic or as you said an insurance, I want those sorted by factors like the date it’s been created and maybe the reputability of the source. Not what the algorithm thinks I want to see or I should see in “its” opinion.

I have around 5k€ left to pay for my car, for the rest I just spend what I know I can. I have a credit card but I just keep it there for emergencies or to pay in installments when the seller doesn’t allow it, everything else goes to the debit card.

Edit: for context since I just read “in the US”, I’m italian. My school was 150€/year so I saved myself the school debt thing.